Wondering whether you’re eligible to reclaim ongoing advice fees? If you’ve ever received financial advice, even years ago, and continued paying fees without clear ongoing service, you might have a claim.
Here’s how to find out if you qualify.
What Makes a Valid Claim?
You may be eligible if:
- You’ve been charged annual fees after the initial advice
- You didn’t receive regular reviews or follow-up support
- You weren’t aware you were still paying
- You didn’t benefit from the service in a meaningful way
Who Is Most Likely Affected?
Pension Holders
Many people with personal or workplace pensions were advised to move into fee-based arrangements. If no regular reviews took place, you may have been mis-sold.
ISA & Investment Account Holders
Investors often pay trail fees indefinitely. If you didn’t get ongoing portfolio advice or updates, that’s a red flag.
SIPP (Self-Invested Personal Pension) Clients
SIPPs are complex products. If your adviser didn’t regularly assess your investment strategy, you could have a claim.
What If You Can’t Remember the Details?
That’s common. We can investigate your case even if:
- Your adviser is no longer in business
- You don’t have full records
- The advice was many years ago
Eligibility Checklist
- You received financial advice
- You’re still paying annual fees
- You didn’t receive regular service or reviews
- You feel misled, forgotten, or overcharged
If you tick 2 or more of these, you may be eligible.
Unsure? Get a free eligibility check today.
We’ll confirm if you have a claim, no pressure, no jargon.
Nicholas Marrable is Client Engagement & Marketing Director at Pacific Legal. He specialises in making complex financial and legal issues clear and accessible for clients, with a particular focus on ongoing advice fee claims. Nicholas works closely with Levy & McRae Solicitors LLP, a Legal 500 recognised and Times Best Law Firm 2025, to ensure clients receive both accessible support and first-class legal expertise