Welcome
Welcome to Pacific Legal, part of Levy & Mcrae, one of the leading specialist litigators in the UK.
We empower our clients by providing expert legal guidance, seeking restitution and fair compensation for those who have been mis-led or taken advantage of.
What we do
Facing legal challenges can be overwhelming, but you don’t have to navigate this journey alone. With 140 years of experience, our dedicated team of expert solicitors is here to guide you through every step of the process.
We specialise in various claims including IFA Ongoing Advice Fees, Personal Contract Purchase (PCP), Vehicle Emissions and Personal Injury, offering tailored advice and robust representation to secure the best possible outcome for you
Why Choose Pacific Legal?
Frequently Asked Questions
We specialise in claims relating to:
- PCP (Personal Contract Purchase) finance agreements where customers may have been mis-sold or unfairly treated.
- Ongoing advice fees charged by financial advisors, often without proper consent or value provided.
You may have a claim if:
- The terms of your PCP agreement were unclear or misleading.
- You were not properly informed about balloon payments, interest rates, or your financial suitability.
- You believe the deal was unfair or mis-sold to you.
Ongoing advice fees are charges added to your account by financial advisors for regular advice. You could have grounds for a claim if:
- You did not receive an annual review
- You did not receive proper advice or value in return for the fees.
- The fees continued without your knowledge or consent.
Our No Win, No Fee service ensures you only pay if your claim is successful. If we win your case, a percentage of your compensation will be deducted as our fee. If the claim is unsuccessful, you pay nothing. We want to ensure that proper representation is available to all regardless of financial circumstance.
We operate on a [No Win, No Fee] basis for most claims, meaning you won’t pay any upfront legal fees. However, once successful our fees are broken down as below:
| Compensation Amount | Our fee 40% plus Vat – total 48% | You would be left with |
|---|---|---|
| £1000 | £480 | £520 |
| £3000 | £1440 | £1560 |
| £10000 | £4800 | £5200 |
The above fee illustration is not to be taken as an estimate of the amount likely to be recovered for you.
No fees will be charged to you if your claim is unsuccessful.
The timeframe varies depending on the complexity of your case. While some claims may be resolved in a few months, others could take longer. We’ll keep you updated at every stage.
For PCP claims, compensation could include reimbursement of overpaid interest, fees, or damages for financial loss.
For ongoing advice fees, you could reclaim the fees paid and interest on those amounts.
We are a trusted legal team with years of experience handling financial mis-selling cases. Our No Win, No Fee approach ensures you can pursue justice without financial risk.
Starting your claim is simple. Contact us via our website, email, or phone to arrange a free consultation. We’ll assess your case and guide you through the next steps. You can find our contact details on the website.
Yes, you may still be able to claim, depending on how long ago the issue occurred. Contact us to check if you’re within the allowable timeframe for making a claim.
Start your claim today
Get in touch
If you think you may qualify for a claim, we’d love to help you get back what you may have lost. Our expert team are ready to hear from you!
0141 2806 227
